The Amex Platinum Card refresh launches September 18, 2025. Explore the new $600 hotel credit, $400 Resy dining credit, Uber One perks, and the rumored $300 Lululemon credit.

American Express Platinum Card Refresh 2025: New Benefits, Higher Fee, and $1,200+ in Credits

The American Express Platinum Card is getting a major refresh on September 18, 2025. Both the personal and business versions of the card will be updated, and while we already saw details of the Business Platinum earlier, new leaks now reveal what’s coming for the personal Platinum Card.

If you’ve been wondering about rumored perks—like the $300 Lululemon credit—and whether the higher $895 annual fee is justified, here’s a complete breakdown of the upcoming benefits, credits, and changes.

Annual Fee and Authorized Users

• Annual fee: $895 (up from $695)
• Authorized users: $195 each
• Companion Platinum cards: Free, but limited perks

While the fee increase was expected, Amex is introducing several new credits to help offset the cost.

New & Updated Benefits for 2025

1. $600 Hotel Credit

One of the most exciting updates is the hotel credit increase.

• $300 twice per year (Jan–Jun, Jul–Dec)
• Valid at Fine Hotels & Resorts (FHR) (1-night minimum) and The Hotel Collection (THC) (2-night minimum).
• Replaces the previous $200 hotel credit.

This offers much more value, especially for travelers who regularly book luxury stays through Amex Travel.

2. Uber Benefits Expanded

• $200 annual Uber credit (unchanged).
• New: $120 Uber One credit (covers the full $9.99 monthly membership).
  Uber One offers free delivery on Uber Eats and 6% back on rides, adding more everyday utility to the Platinum.

3. $400 Resy Dining Credit

• $100 per quarter ($400 annually).
• Usable at over 10,000 restaurants across the U.S.
  This makes dining with Platinum more rewarding, though you’ll need to check if your restaurant is part of the Resy network.

4. Rumored $300 Lululemon Credit

• $75 per quarter ($300 annually).
• Reported by Doctor of Credit as likely included in the refresh.
  If confirmed, this would join Amex’s lineup of lifestyle credits (similar to the Equinox credit), though usefulness will vary by cardholder.

Total Value of New Credits

• $600 Hotel Credit
• $120 Uber One Credit
• $400 Resy Credit
• $300 Lululemon Credit (rumored)

That’s $1,420 in potential annual credits—a huge increase compared to the previous benefits, even after factoring in the $200 annual fee hike.

Other Key Features (Unchanged)

• 5x Membership Rewards® points on flights booked directly with airlines or through Amex Travel.
• Airport lounge access: Centurion Lounges, Priority Pass, Delta Sky Clubs (with restrictions).
• $200 airline fee credit (still available).
• Various lifestyle perks like Walmart+, Equinox, and digital entertainment credits.

Is the Refresh Worth It?

For frequent travelers and cardholders who can maximize dining, hotel, and Uber credits, the Amex Platinum refresh in 2025 offers significantly more value.

• Heavy travelers: The new $600 hotel credit can easily outweigh the higher fee.
• Urban users: Uber One + Resy dining credits add everyday usability.
• Lifestyle perks: The rumored Lululemon credit could be a nice bonus, though not essential for everyone.

If you only occasionally use these credits, the higher annual fee may feel harder to justify. For most premium cardholders, though, the refresh makes the Platinum one of the most benefit-rich cards in the U.S. market.

Final Thoughts

The American Express Platinum Card refresh 2025 cements its place as a top-tier premium card. While some will call it a “coupon book,” the combination of hotel, dining, and lifestyle credits provides over $1,400 in potential value—making the $895 fee more palatable.

The official rollout is confirmed for September 18, 2025, and we’ll soon see if the $300 Lululemon credit is indeed included.